{"id":3432,"date":"2023-07-03T14:03:20","date_gmt":"2023-07-03T18:03:20","guid":{"rendered":"https:\/\/communicator.pef.org\/?p=3432"},"modified":"2023-07-03T14:16:51","modified_gmt":"2023-07-03T18:16:51","slug":"public-service-loan-forgiveness-still-in-effect-despite-supreme-court-decision","status":"publish","type":"post","link":"https:\/\/communicator.pef.org\/issue\/volume-41-no-5\/public-service-loan-forgiveness-still-in-effect-despite-supreme-court-decision\/","title":{"rendered":"Public Service Loan Forgiveness still in effect despite Supreme Court decision\u00a0"},"content":{"rendered":"<p><span data-contrast=\"auto\"><em><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-3434 alignright\" src=\"https:\/\/communicator.pef.org\/wp-content\/uploads\/sites\/2\/2023\/07\/Loan-Story.jpg\" alt=\"Loan Forgiveness Program\" width=\"350\" height=\"313\" srcset=\"https:\/\/communicator.pef.org\/wp-content\/uploads\/sites\/2\/2023\/07\/Loan-Story.jpg 350w, https:\/\/communicator.pef.org\/wp-content\/uploads\/sites\/2\/2023\/07\/Loan-Story-300x268.jpg 300w\" sizes=\"auto, (max-width: 350px) 100vw, 350px\" \/>July 5, 2023 &#8212;<\/em> On June 29, 2023, the Supreme Court found unlawful the Biden Administration\u2019s proposed student loan forgiveness program that would have allowed up to $20,000 of student loan debt to be forgiven for qualified applicants. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Despite the ruling, the Public Service Loan Forgiveness (PSLF) program is still in effect. The Supreme Court decision also does not impact Income-Driven Repayment (IDR) plans.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">PEF members are still eligible for both programs.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">The PSLF is available for federal student loan borrowers who work for certain qualifying employers, including public schools, non-profit private schools, local and state governments, and certain non-profit organizations. After 120 payments on direct loans are made through a repayment plan, your entire remaining loan balance can be forgiven.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">The IDR payment adjustment program ends on December 31, 2023. This program allows loan holders to receive retroactive credit for payments made on ineligible loans or through an ineligible repayment plan.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">PEF\u2019s Membership Benefits Program partners with Cambridge Credit Counseling to offer free webinars and counseling for members looking to take advantage of either program.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/pefmbp.com\/financial-legal-services\/debt-counseling\/\"><span data-contrast=\"none\">Check out the PEF MBP website<\/span><\/a><span data-contrast=\"auto\"> for upcoming webinar dates and times.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>July 5, 2023 &#8212; On June 29, 2023, the Supreme Court found unlawful the Biden Administration\u2019s proposed student loan forgiveness program that would have allowed up to $20,000 of student&#8230;<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"division":[],"allowed_regions":[],"allowed_divisions":[],"class_list":["post-3432","post","type-post","status-publish","format-standard","hentry","category-uncategorized","issue-volume-41-no-5","issue-volume-41-no-6"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Public Service Loan Forgiveness still in effect despite Supreme Court decision\u00a0 - PEF Communicator<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/communicator.pef.org\/issue\/volume-41-no-5\/public-service-loan-forgiveness-still-in-effect-despite-supreme-court-decision\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Public Service Loan Forgiveness still in effect despite Supreme Court decision\u00a0\" \/>\n<meta property=\"og:description\" content=\"July 5, 2023 &#8212; 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